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B-025164-4 (6/14)
Announcements

Take steps to avoid the $20 annual maintenance charge on accounts with balances below $10,000. Establish an automatic investment plan or sign up to "Go Paperless" -- opting for electronic delivery of all documents (except tax forms) on your account(s) can help you avoid the annual maintenance charge. To sign up for electronic delivery, log into your account and click on "Go Paperless." Elect to receive all materials electronically. For assistance, contact Shareholder Services at (800) 728-3337.

Effective August 11, 2014, the DWS open-end funds, DWS-branded closed-end funds and DWS variable insurance portfolios (VIPs) were renamed Deutsche funds. This change will have no effect on the day-to-day management, ticker symbols, fund numbers or investment objectives of the funds. CUSIP numbers for many funds did change. In addition, DWS and DWS Investments in the names of key service providers, including DWS Investments Distributors, Inc., DWS Trust Company, and DWS Investments Service Company were replaced with DeAWM. For questions or additional information, contact Shareholder Services at (800) 728-3337 or visit deutschefunds.com.

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Deutsche Asset & Wealth Management.